Stifel Account Agreement And Disclosure Booklet

It is your responsibility to monitor your account which you need to verify inaccuracies in your business confirmations and monthly billings and immediately notify Stifel management of any concerns or questions you have. If you are concerned about the performance of your investments, you should immediately inform your financial advisor and see if the changes to your portfolio are justified. If your circumstances change, for example. B if you are aging or your financial conditions change, you should check your portfolio with your financial advisor and consider the corresponding changes. Stifel does not offer legal or tax advice, so you should also benefit from the services of a professional planner, lawyer and/or tax advisor. Your financial advisor is paid on these commissions. Your financial advisor is not paid to monitor your accounts or make recommendations to you. If recommendations are available for your account (not all accounts are allowed to receive recommendations) and to help your financial advisor provide investment recommendations that match your needs, it is your responsibility to provide accurate and timely information about your investment experience, investment objectives, liquidity needs, risk tolerance, financial environment, horizon and current or changing circumstances. When you allow trades in your account, you are usually charged commissions, surcharges or spreads. A. Income …. 4 B. Growth and income …

4 C. Growth …. 4 D. Speculation / Active Trading / Complex Strategies …….. 4 1. Previous agreements ………….. .. 5 2. Cancellation policy …………. 5 3.

Liquidation of guarantees …………… 5 4. Margin Interest …………….. 5 5. Requirement of assets ……………………. 5 6. Representations……………………….. 5 7.

Resources available…………………………………….. 68. Refundable money…………….. 6 9. Responsibility for transactions …………….. .. 6 10. Recommendations are opinions, not facts……… 6 11.

Trading results in commissions, fees and charges. 6 12. No margin of appreciation without written permission ………. 6 13. Transaction dates ………… 6 14. Deposit of securities …….. 7 15. Estimated annual revenues and returns ……………….. .. 7 16. Tax information ………….

7 17. Right of pledge and provisions in A. Joint rental agreement……. 26 b. Ratification .. 26 C. Inconsistent instructions ………… 26 D.

Payment from account ………. 26 E. General deposit fee …………. B. Margin accounts and provision for margin ……….. 15 1st renewal of the loan to Margin ………….. 15 2. Margin Maintenance…………………………………………..

16 3rd liquidation………………….. 16 4. Payment of the debt on request ……….. 16 5. Deposit and other property .. 16 6. . . .